after two hours of endless bank activity-waiting, I decided to forgo the magazine and stared at the carpet. Dropping my minds oscillation rate down 10 cycles or so I observed that the carpet started to undulate in a pronounced rippling effect. This effect would dissipate as people walked by, their minds reality filter projecting a sphere field of no nonsense dampening effect upon my little game of wrinkle in time. Then the loan officer came out, handed me a magazine, concerned by my lack of normal fidgeting.